Whether you own a home or business, you deserve to be treated fairly during the insurance claim process
Home Owners
Being an insured homeowner in Louisiana should guarantee restoring your property in times of extreme weather or other instances that are out of your control.
Thriving businesses, no matter the size, are the building blocks of our economy. LAPA wants to do our part in getting insured businesses back up and running when things go wrong.
It’s more important than ever to stay informed. Below are common questions home and business owners have about the public adjuster industry.
What is a public adjuster?
A public adjuster works exclusively for the policyholder to help settle a claim on their behalf.
What is LAPA?
The Louisiana Association of Public Adjusters (LAPA) is an organization of like-minded individuals who seek to create a fair world for all policyholders.
When is the best time to hire a public adjuster?
The best time to hire a public adjuster is as soon as you have received notice from your insurance company regarding the denial of a claim or if the amount of money given to you will not be enough to cover your loss. The sooner you consult with a licensed professional, the better.
How can I determine if my insurance claim was handled fairly?
Have you tried communicating with your insurance company only to receive confusing letters stating that they can do nothing to help you? How many phone calls have you made to your insurance company asking why they aren’t paying for certain repairs? If this sounds like a situation you have found yourself in, chances are your claim is not being handled fairly, and you may want to consult with a professional.
What should I do after my property is damaged?
The most important thing to do after a loss is to mitigate the damage to prevent further damage. Look at your policy, and under the section “Proof of Loss,” you will find instructions for properly notifying your insurance company of all the damages your property suffered. It is recommended that you have a professional review your policy with you before a loss occurs so you can be as best prepared as possible.
How can I dispute a claim for the damages to my house or business?
The policies delivered by the insurance companies to the policyholders outline precisely how you can go about disputing the amounts paid by the insurance company.
What is bad faith in an insurance claim?
It’s more important than ever to stay informed. Below are common questions home and business owners have about the public adjuster industry.
When should I consider hiring an attorney?
It’s more important than ever to stay informed. Below are common questions home and business owners have about the public adjuster industry.
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